Our Solutions

TRADITIONAL SELF-FUNDING

We offer a comprehensive selection of benefit options through our self-funded programs. Companies are able to choose benefits that are specific to the needs of their workforce while maximizing healthcare savings.

LEVEL FUNDING

Level Funding is a form of partial employer funding that allows employers to pay a fixed monthly payment while enjoying a major financial advantage: the employer retains 100% of unspent claim funds.

FSA, HSA & HRA

Keep members engaged in healthcare spending by offering a Flexible Spending Account (FSA), Health Savings Account (HSA) or Health Reimbursement Account (HRA) to pay for all eligible healthcare expenses.

HMA

Offer members a more flexible way to build medical savings by earning $2 or more in medical benefits for every $1 they contribute, all while significantly reducing healthcare expenses through a Health Matching Account (HMA).

POPULATION MANAGEMENT

We identify the prevalence of chronic conditions, member gaps and major cost drivers in your employee population. Through integrated risk identification across the care management continuum, we help you predict present and future costs.

MEC & MVP

We offer both a Minimum Essential Coverage (MEC) Plus Plan and a Medical Value Plan (MVP) that meet the coverage and individual responsibility requirement for employers under the Affordable Care Act. These plans cover preventative care and routine illness without a deductible or co-insurance, ensuring no group goes without healthcare coverage.

ON-DEMAND REPORTING

Plan data is essential to identifying individuals that can benefit most from healthier life and nutrition choices, and being able to direct them to services and facilities that deliver the best outcomes. Reports can be narrowed to very specific criteria or widened for a broader view of the claim set with one simple click.

ONLINE MEMBER PORTAL

Our integrated member portal makes it easier than ever for plan participants to manage their healthcare benefits. From finding network providers to accessing claims information, plan participants have constant access to the resources they need to make informed health decisions.

TOP RATED STOP-LOSS CARRIERS

High-dollar claims can occur, which is why we partner with the best stop-loss carriers in the nation to ensure employers are protected against unexpectedly large claims amounts.

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Brokers Employers Members